Please specify the benefits of using a payment system in the bank industries. How will it be beneficial and why do they need it? Use recent events to illustrate the value chain and changing consumer behavior toward payment system. Identify changes in banking industries when using a payment system. Address how IT development of payment system opens up new opportunities for new profit streams, as well as gaining customers as business advocates. What will be the value proposition for the IT/IS in payment system? How would people justify IT investment on payment system? How to define return on IT investment on payment system ? Is payment system considered a cost center or a profit center? Explain in brief details? How would it affect relationships with customers and consumers? How would it improve business agility?
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