Knowing what you do about the differences between phenotype and genotype do you think that would be a fair basis by which to determine whether someone should be insured? Why or why not?

In the recent past health insurance companies have proposed requiring people applying for health insurance to give genetic information about themselves. Knowing what you do about the differences between phenotype and genotype do you think that would be a fair basis by which to determine whether someone should be insured? Why or why not?

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